MORTGAGE ADVISORY SERVICE Since the 31st October 2004, the Mortgage Industry has been regulated by the Financial Services Authority. Regulatory requirements now stipulate that Mortgage Advisers hold professional qualifications. Our partners hold the full qualification in the Certificate of Mortgage Advice and Practice from the Chartered Institute of Bankers Choosing the right mortgage can be confusing because there are so many different types available and so many lenders to choose from, each with different rates and special deals. Through our specialist advisors we’ll ensure that you not only receive quality advice, in a friendly and helpful manner, but also get the best mortgage deal possible. ALL TYPES OF MORTGAGES & REMORTGAGES AVAILABLE We constantly review the mortgage market in order to select the appropriate lenders to meet your individual circumstances. We are not tied to any Bank or Building Society and, as a result, have access to over 7,000 mortgages from a wide range of lenders. We will look at your individual needs and arrange the most suitable finance for you in the privacy of your own home, or in our office, without obligation. We can help you: Understand the different kinds of mortgages that are available to you Work out which one would best suit you Track down the right mortgage deals that could keep your mortgage payments to a minimum Work out how much taking out a mortgage will cost and help you decide how much you can afford to borrow.   There may be a fee charged for mortgage advice. The amount will depend on your circumstances and will be a maximum of 1% of the loan arranged. Your home may be repossessed if you do not keep up repayments on your mortgage